@import url("https://fonts.googleapis.com/css2?family=Be+Vietnam+Pro:wght@400;500;600;700&family=Lexend:wght@600;700&display=swap");
/* FeeSaver look. Phone first. Colours live here only (FeeSaver is its own brand, not TradeVillage tokens). */
:root{--ink:#12241F;--muted:#4D5F59;--line:#DDE4E0;--bg:#F5F7F4;--card:#fff;--green:#0B6E4A;--green-d:#08573A;--green2:#E2F3EA;--accent:#C8432B;--accent-d:#A8361F;--peach:#FFE3D6;--chart:#8FA39B;--amber:#8a4b00;--amber2:#fff4e5;--red:#b42318;--red2:#fdecea;--blue:#A8361F;--r:18px;
--fb:"Be Vietnam Pro",-apple-system,BlinkMacSystemFont,"Segoe UI","PingFang SC","Hiragino Sans GB","Microsoft YaHei","Noto Sans SC",Roboto,sans-serif;--fh:"Lexend","Be Vietnam Pro",-apple-system,"PingFang SC","Microsoft YaHei","Noto Sans SC",sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.55 var(--fb);color:var(--ink);background:var(--bg)}
h1,h2,h3,.fh{font-family:var(--fh);font-weight:600;letter-spacing:-.2px}
a{color:var(--accent-d)}
.testbar{background:#111;color:#ffd166;font-size:12px;padding:5px 12px;text-align:center}
/* Header (design v2): wordmark + language chips, slim grey bar under it */
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.top .in{max-width:1120px;margin:0 auto;padding:10px 18px;display:flex;align-items:center;gap:10px}
.logo{font-family:var(--fh);font-weight:700;font-size:22px;letter-spacing:-.4px;color:var(--ink);text-decoration:none;flex:none}.logo span{color:var(--green)}
.langs{margin-left:auto;display:flex;gap:6px;flex-wrap:nowrap}
.langs button{font:500 13px/1 var(--fb);border:1px solid var(--line);background:#fff;color:var(--ink);border-radius:999px;padding:0 11px;min-height:34px;cursor:pointer;white-space:nowrap}
.langs button[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:#fff}
@media(max-width:380px){.langs button{padding:0 8px;font-size:12px}.logo{font-size:20px}}
.ref{background:#E9EEEB;border-bottom:1px solid var(--line)}
.ref p{max-width:1120px;margin:0 auto;font-size:12.5px;line-height:1.45;color:var(--muted);padding:7px 18px}
.ref a{color:var(--muted);font-weight:600}
main{max-width:760px;margin:0 auto;padding:12px 18px 24px}
h1{font-size:28px;line-height:1.2;margin:10px 0 8px}
h2{font-size:20px;margin:22px 0 8px}h3{font-size:17px;margin:14px 0 6px}
.lead{font-size:17px;color:var(--muted)}
.small,.muted{font-size:13px;color:var(--muted)}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px;margin:12px 0}
.btn{display:block;background:var(--accent);color:#fff;border:0;border-radius:14px;padding:13px 18px;min-height:48px;font-size:17px;font-weight:600;width:100%;text-align:center;cursor:pointer;margin-top:10px;text-decoration:none;font-family:inherit}
.btn:hover{background:var(--accent-d)}
.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn.small{display:inline-block;width:auto;padding:10px 14px;min-height:44px;font-size:15px;margin:0}
.btn:disabled{opacity:.5;cursor:default}
label{display:block;font-weight:600;margin:14px 0 4px}
input,select,textarea{width:100%;padding:12px;border:1px solid #C9D3CE;border-radius:10px;font-size:16px;font-family:inherit;background:#fff;color:var(--ink)}
textarea{min-height:90px}
input[type=checkbox],input[type=radio]{width:auto;transform:scale(1.25);margin-right:8px}
.row{display:flex;gap:10px}.row>*{flex:1;min-width:0}
.hint{font-weight:400;font-size:13px;color:var(--muted)}
.seg{display:flex;border:1px solid #C9D3CE;border-radius:10px;overflow:hidden}
.seg button{flex:1;border:0;background:#fff;padding:11px 6px;font-size:15px;font-family:inherit;cursor:pointer;color:var(--ink)}
.seg button.on{background:var(--ink);color:#fff}
.seg button{min-height:44px}
.prov{padding:14px 0;border-bottom:1px solid var(--line)}
.prov:last-child{border:0}
.prov .hd{display:flex;align-items:flex-start;gap:10px}
.rank{flex:none;width:28px;height:28px;border-radius:50%;background:var(--ink);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:13px;font-weight:700}
.rank.q{background:#c3c9d4}
.prov .nm{font-weight:700;font-size:17px}
.prov .cost{margin-left:auto;text-align:right;font-weight:800;font-size:19px;white-space:nowrap}
.prov .cost small{display:block;font-weight:500;font-size:12px;color:var(--muted)}
.prov .det{font-size:13px;color:var(--muted);margin:4px 0 0 38px}
.prov .det a{font-size:13px}
.tag{display:inline-block;font-size:12px;border-radius:6px;padding:1px 7px;margin:2px 4px 0 0;font-weight:600}
.tag.c{background:var(--amber2);color:var(--amber)}.tag.h{background:#eef2ff;color:#3730a3}.tag.r{background:#f1f5f9;color:#475569}
.save{background:var(--green2);border-radius:12px;padding:14px;margin:12px 0}
.save b{font-size:22px;color:var(--green)}
.warn{background:var(--amber2);color:#6b3a00;border-radius:12px;padding:12px 14px;margin:10px 0;font-size:14px}
.err{background:var(--red2);color:var(--red);border-radius:12px;padding:12px 14px;margin:10px 0;font-size:14px}
.big{font-size:30px;font-weight:800;color:var(--green)}
.kv{display:flex;justify-content:space-between;border-bottom:1px solid var(--line);padding:8px 0}.kv:last-child{border:0}
.also{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 14px;margin:18px 0 6px;font-size:14px}
.also a{margin-right:12px}
footer{max-width:1120px;margin:0 auto;padding:8px 18px 90px;font-size:13px;color:var(--muted)}
footer .links a{margin-right:12px;white-space:nowrap;line-height:2}
.owner{font-size:12px;color:var(--muted);margin-top:6px}
.draft{background:#fff3cd;border:2px dashed #b58105;color:#5c4100;border-radius:12px;padding:10px 14px;margin:10px 0;font-weight:700}
.prose p,.prose li{max-width:66ch}
/* Penny */
#pennyBtn{position:fixed;right:14px;bottom:14px;z-index:40;min-height:48px;background:var(--ink);color:#fff;border:0;border-radius:999px;padding:13px 18px;font-size:16px;font-weight:700;box-shadow:0 6px 20px rgba(18,36,31,.3);cursor:pointer;font-family:inherit}
#penny{position:fixed;inset:auto 0 0 0;z-index:50;background:#fff;border-top-left-radius:18px;border-top-right-radius:18px;box-shadow:0 -10px 40px rgba(0,0,0,.2);display:none;flex-direction:column;height:min(78vh,640px);max-width:520px;margin:0 auto}
#penny.open{display:flex}
#penny .ph{display:flex;align-items:center;gap:8px;padding:12px 14px;border-bottom:1px solid var(--line)}
#penny .ph b{font-size:17px}
#penny .ph select{width:auto;padding:6px 8px;font-size:14px;margin-left:auto}
#penny .ph button{border:0;background:none;font-size:22px;cursor:pointer;padding:2px 6px;color:var(--ink)}
#penny .note{font-size:12px;color:var(--muted);padding:6px 14px;background:#fafbfc;border-bottom:1px solid var(--line)}
#penny .msgs{flex:1;overflow:auto;padding:12px 14px;display:flex;flex-direction:column;gap:8px}
.msg{max-width:86%;padding:10px 12px;border-radius:14px;font-size:15px;white-space:pre-wrap}
.msg.me{align-self:flex-end;background:var(--ink);color:#fff;border-bottom-right-radius:5px}
.msg.pen{align-self:flex-start;background:var(--peach);border-bottom-left-radius:5px}
.msg.sys{align-self:center;background:var(--amber2);color:#6b3a00;font-size:13px}
.msg .say{border:0;background:none;cursor:pointer;font-size:15px;padding:0 0 0 6px}
#penny form{display:flex;gap:8px;padding:10px 12px;border-top:1px solid var(--line)}
#penny form input{flex:1}
#penny form button{flex:none;border:0;border-radius:10px;padding:0 14px;font-size:18px;cursor:pointer;background:var(--green);color:#fff}
#penny form button.mic{background:#eef2f7;color:var(--ink)}
#penny form button.mic.rec{background:var(--red);color:#fff}
.drop{border:2px dashed #C9D3CE;border-radius:14px;padding:26px 14px;text-align:center;background:#fff;cursor:pointer}
.drop.dis{opacity:.45;pointer-events:none}
table.t{width:100%;border-collapse:collapse;font-size:14px}table.t td,table.t th{border-bottom:1px solid var(--line);padding:6px 4px;text-align:left;vertical-align:top}
/* 3 ways + best matches (board 31 Oct) */
.way{display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:50%;background:var(--green);color:#fff;font-size:13px;font-weight:800;vertical-align:2px;margin-right:4px}
.ways a{display:block;color:var(--ink);text-decoration:none;padding:10px 0;border-bottom:1px solid var(--line)}.ways a:last-child{border:0}
.ways .way{background:var(--ink)}
.match{border-color:var(--green)}
.match .mt{font-size:12px;font-weight:700;color:var(--green);text-transform:uppercase;letter-spacing:.3px}
.match .hd{display:flex;align-items:flex-start;gap:10px;margin:2px 0 6px}
.match .nm{font-weight:800;font-size:19px}
.match .cost{margin-left:auto;text-align:right;font-weight:800;font-size:20px;white-space:nowrap}.match .cost small{display:block;font-weight:500;font-size:12px;color:var(--muted)}
.why{margin:0 0 8px;padding-left:18px;font-size:14px}.why li{margin:3px 0}
.steps{font-size:14px;padding-left:20px}.steps li{margin:4px 0}
.plain{background:var(--green2);border-radius:12px;padding:12px 14px;margin:0 0 12px;font-size:14px}.plain ul{margin:4px 0 0;padding-left:18px}
.crop{position:relative;touch-action:none;user-select:none;-webkit-user-select:none;margin:10px 0;line-height:0;overflow:hidden;border-radius:10px}
.crop img{width:100%;display:block;border-radius:10px}
.crop .box{position:absolute;border:3px solid var(--green);box-shadow:0 0 0 9999px rgba(18,36,31,.55);border-radius:4px}
.crop .h{position:absolute;width:26px;height:26px;background:#fff;border:3px solid var(--green);border-radius:50%;right:-6px;bottom:-6px}
.seg .segl{flex:1;padding:11px 6px;font-size:15px;text-align:center;color:var(--ink);text-decoration:none;background:#fff;border-right:1px solid #C9D3CE}
@media(max-width:420px){#ways{flex-wrap:wrap}#ways>*{flex:1 1 100%;border-bottom:1px solid #C9D3CE}}
[hidden]{display:none!important}
/* Penny as the main way in (31 Oct) */
.pi{padding:0;overflow:hidden;border-color:var(--ink)}
.pi-hd{display:flex;align-items:center;gap:8px;padding:12px 14px;background:var(--ink);color:#fff}
.pi-av{flex:none;width:34px;height:34px;border-radius:50%;background:var(--green);color:#fff;display:inline-flex;align-items:center;justify-content:center;font-weight:800;font-size:17px}
.pi-hd b{font-size:17px}
.pi-hd select{width:auto;margin-left:auto;padding:6px 8px;font-size:14px}
.pi-talk{border:1px solid rgba(255,255,255,.4);background:none;color:#fff;border-radius:999px;padding:6px 10px;font-size:13px;cursor:pointer;font-family:inherit;white-space:nowrap}
.pi-talk[aria-pressed=true]{background:var(--green);border-color:var(--green)}
.pi-msgs{display:flex;flex-direction:column;gap:8px;padding:14px;max-height:min(62vh,520px);overflow:auto}
.pi-msgs .msg.pen{background:var(--peach)}
.pi-msgs .msg.priv{background:var(--green2);white-space:normal}.pi-msgs .msg.priv ul{margin:4px 0 6px;padding-left:18px}.pi-msgs .msg.priv li{margin:3px 0}
.pi-msgs .msg.soft{background:#fff;border:1px dashed #C9D3CE;color:var(--muted)}
.pi-chips{display:flex;flex-wrap:wrap;gap:8px;padding:0 14px 10px}
.pi-chips button,.pi-chips a{text-decoration:none;display:inline-block;border:1px solid #C9D3CE;background:#fff;color:var(--ink);border-radius:999px;padding:9px 14px;font-size:15px;cursor:pointer;font-family:inherit}
.pi-chips button.go{background:var(--green);border-color:var(--green);color:#fff;font-weight:700}
.pi-chips button.soft{border-style:dashed;color:var(--muted);font-size:14px}
.pi-form{display:flex;gap:8px;padding:10px 12px;border-top:1px solid var(--line)}
.pi-form input{flex:1}
.pi-form button{flex:none;border:0;border-radius:10px;padding:0 14px;font-size:18px;cursor:pointer;background:var(--green);color:#fff}
.pi-form button.mic{background:#eef2f7;color:var(--ink)}.pi-form button.mic.rec{background:var(--red);color:#fff}
.pi-note{margin:0;padding:0 14px 12px}
.formbox>summary{cursor:pointer;font-weight:700;color:var(--blue);padding:8px 2px;list-style:none}
.formbox>summary::before{content:"⌨️ "}
.formbox[open]>summary{color:var(--ink)}
.hero-penny{display:flex;gap:10px;align-items:flex-start}
.hero-penny .bub{background:#fff;border:1px solid var(--line);border-radius:14px;border-top-left-radius:4px;padding:12px 14px;font-size:16px}
.pi-hd b{flex:1;min-width:0;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.pi-hd select{margin-left:0}
@media(max-width:480px){.pi-talk{font-size:0;padding:6px 9px}.pi-talk::first-letter{font-size:16px}}
/* Penny's savings check, report, share, refer, Menuroo (board 31 Oct, round 2) */
.coach .hid{padding:0 14px 14px}.coach .tips{padding:0 14px 14px}.coach .tips h3{margin-top:4px}
.coach .cnum{margin:0 14px 12px}
.tip{border:1px solid var(--line);border-radius:12px;padding:12px;margin:10px 0;background:#fff}
.tip .tt{font-weight:700;margin-bottom:6px}
.tip .nums{display:flex;flex-direction:column;gap:2px;font-size:15px}.tip .nums b{color:var(--green-d)}
.tip p{margin:8px 0 4px}
.tag.est{background:var(--amber2);color:#6b3a00}
.tag.soon{background:#e8eefc;color:var(--blue)}
.coach .info{margin-top:10px}
.mpos{border-color:#cfd8f5;background:#f7f9ff}.mpos .hd{display:flex;align-items:center;gap:6px}
.share .post{min-height:96px;font-size:15px}.share .btns{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}
.refer .rf-out input{margin:6px 0}.ck{font-weight:400;display:flex;align-items:flex-start;gap:4px;margin-top:12px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.rep h1{font-size:24px}.rep h2{font-size:17px;margin:16px 0 6px;border-bottom:1px solid var(--line);padding-bottom:4px}
.rep .rtip{display:grid;grid-template-columns:1fr;gap:2px 12px;padding:6px 0;border-bottom:1px dashed var(--line);font-size:14px}
@media (min-width:600px){.rep .rtip{grid-template-columns:1fr auto}.rep .rtip .amt{text-align:right;white-space:nowrap}}
@media print{.rep .rtip{grid-template-columns:1fr auto}.rep .rtip .amt{text-align:right;white-space:nowrap}}.rep .rtip .s{grid-column:1/-1;color:var(--muted);font-size:13px}
.rep ul{margin:4px 0;padding-left:18px;font-size:14px}
@media print{
  .top,.ref,footer,.testbar,#pennyBtn,#penny,.noprint{display:none!important}
  body{background:#fff;font-size:11.5px;line-height:1.38}main{max-width:none;padding:0}
  .card{border:0;padding:0;margin:6px 0}.rep h1{font-size:19px;margin:0 0 4px}.rep h2{font-size:13.5px;margin:10px 0 4px}
  .rep .rtip{font-size:11.5px;padding:3px 0}.rep .rtip .s{font-size:10.5px}.rep ul,.rep p{font-size:11px}
  .rep ul.small{column-count:2;column-gap:18px}.rep ul.small li{break-inside:avoid}
  @page{size:A4;margin:12mm}
}
/* Site-study features (31 Oct, job 39c015d2). PLAIN working styles only: Claire + Elena's design replaces these. */
.st-progress{display:flex;gap:6px;list-style:none;padding:0;margin:8px 0;font-size:13px}
.st-progress li{flex:1;border-top:4px solid var(--line);padding-top:4px;color:var(--muted)}
.st-progress li.done,.st-progress li.now{border-color:var(--green);color:var(--ink)}.st-progress li.now{font-weight:700}
.st-sample{width:100%;max-width:440px;height:auto;display:block;margin:6px 0}
.st-where summary{cursor:pointer;color:var(--blue);font-size:14px}
.st-tips ul,.st-wont ul{margin:6px 0;padding-left:20px}.st-cover{font-weight:600}
.st-time{margin:6px 0 0}.st-foot{margin:8px 0 0}
.st-split .kv span{max-width:70%}
/* ================= Design v2 (Elena, approved 31 Oct 3:40pm). TASK: va-feesaver-31oct ================= */
.card{border-radius:var(--r);border-color:var(--line)}
.small,.muted{color:var(--muted)}
.ok{color:var(--green);font-weight:600}
.tag{border-radius:999px;padding:2px 8px}
.btn.ghost{background:#fff;color:var(--ink);border:1.5px solid var(--line)}
.btn.ghost:hover{border-color:var(--ink);background:#fff}
.btn2{display:flex;gap:10px;flex-wrap:wrap}.btn2 .btn{flex:1 1 160px;margin-top:10px}
.ck{min-height:44px;align-items:center}
input[type=checkbox]{accent-color:var(--green)}
/* Home */
.home{max-width:760px}
.pc{padding:20px 18px 18px;border-radius:22px}
.pc-top{display:flex;align-items:center;gap:14px}
.pc-face{flex:none;width:76px;height:76px;border-radius:50%}
.pc-label{font-size:13px;font-weight:600;color:var(--green);text-transform:none;letter-spacing:.1px}
.pc h1{margin:2px 0 0;font-size:30px;font-weight:700}
.pc-lines p{margin:12px 0 0;font-size:17px;line-height:1.5}
.pc-lines p:last-child{font-weight:600}
.ways3{display:grid;gap:10px;margin-top:16px}
.way3{display:flex;align-items:center;gap:12px;min-height:64px;padding:12px 16px;background:#fff;border:2px solid var(--accent);border-radius:16px;color:var(--ink);text-decoration:none;font-size:17px}
.way3:hover,.way3:focus-visible{background:#FFF6F2}
.way3 .w3i{flex:none;color:var(--accent);display:inline-flex}
.way3 .w3t{display:flex;flex-wrap:wrap;align-items:center;gap:4px 8px}
.way3 b{font-weight:600}
.w3tag{font-size:12px;font-weight:600;color:var(--green);background:var(--green2);border-radius:999px;padding:3px 9px}
.w3sub{font-size:14px;color:var(--muted)}
.note{display:flex;gap:12px;align-items:flex-start;padding:14px 16px}
.note p{margin:0;font-size:15px}
.note-i{flex:none;color:var(--green);margin-top:1px}
.trust{list-style:none;padding:0;margin:4px 0 12px;display:flex;flex-wrap:wrap;gap:8px}
.trust li{display:inline-flex;align-items:center;gap:6px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 12px;font-size:14px;min-height:36px}
.trust svg{color:var(--green);flex:none}
.ex{background:var(--green);color:#fff;border-radius:20px;padding:18px;margin:12px 0}
.ex h2{margin:0 0 8px;font-size:18px;color:#fff}
.ex-rows{list-style:none;padding:0;margin:0 0 10px;font-size:15px}.ex-rows li{padding:6px 0;border-bottom:1px solid rgba(255,255,255,.22)}
.ex-save{display:flex;flex-direction:column}.ex-save span{font-size:14px;opacity:.9}
.ex-save b{font-family:var(--fh);font-size:40px;line-height:1.1;font-weight:700;letter-spacing:-.5px}
.ex-foot{margin:8px 0 0;font-size:12.5px;opacity:.88}
.watch h2,.home-3 h2,.wont h2{font-size:19px;margin:0 0 8px}
.chart{margin:8px 0 6px}.chart figcaption{font-size:13px;color:var(--muted);margin-bottom:6px}
.chart svg{width:100%;height:auto;display:block;max-width:420px}
.chart-flag{margin:6px 0 0;font-size:14px;font-weight:600;color:var(--accent-d)}
.ex-tag{background:#EEF2EF;color:var(--muted);font-weight:600}
.steps3{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.steps3 li{display:flex;gap:10px;align-items:flex-start;font-size:15px}
.steps3 .n{flex:none;width:28px;height:28px;border-radius:50%;background:var(--peach);color:var(--accent-d);font-weight:700;display:inline-flex;align-items:center;justify-content:center;font-family:var(--fh)}
.st-wont ul{padding-left:20px}.st-wont li{margin:4px 0}
.also{border-radius:var(--r);border-color:var(--line)}
.also-list{display:grid;gap:8px;margin-top:8px}
.also-list a{display:flex;flex-direction:column;text-decoration:none;color:var(--ink);padding:8px 0;border-top:1px solid var(--line)}
.also-list a span{font-size:13px;color:var(--muted)}
footer .links a{color:var(--muted)}
@media(min-width:720px){
  .ways3{grid-template-columns:repeat(3,1fr)}
  .way3{flex-direction:column;align-items:flex-start;justify-content:flex-start;min-height:120px}
  .also-list{grid-template-columns:repeat(3,1fr)}.also-list a{border-top:0;border-left:1px solid var(--line);padding:0 0 0 12px}
}
@media(min-width:1024px){
  main.home{max-width:1120px;display:grid;grid-template-columns:1fr 1fr;gap:0 20px;align-items:start}
  .home .pc{grid-column:1/-1;padding:28px 32px}
  .home .pc-top{gap:20px}.home .pc-face{width:104px;height:104px}
  .home .pc h1{font-size:38px}
  .home .pc-lines{max-width:820px;padding-left:124px}.home .pc-lines p{margin-top:8px}
  .home .ways3{margin-top:20px}
  .home .home-3{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
  .home .home-3 .card{margin:0}
  .home .home-left{grid-column:1/-1;display:grid;grid-template-columns:1fr 1fr;gap:0 20px;align-items:center}
  .home .home-left .note{margin:12px 0 0}.home .home-left .trust{margin:12px 0 0;align-self:center}
  /* green example + chart box: one row, same height, bottoms lined up */
  .home .ex,.home .watch{margin:16px 0 20px;align-self:stretch}
  footer .also{max-width:1120px}
}
/* Penny's chat card (compare) */
.pi{border-color:var(--line);border-radius:22px}
.pi-hd{background:#fff;color:var(--ink);border-bottom:1px solid var(--line);padding:12px 16px}
.pi-hd img{flex:none;border-radius:50%}
.pi-hd .pi-hdt{display:flex;flex-direction:column;line-height:1.25;min-width:0}
.pi-hd .pi-hdt small{font-size:12.5px;color:var(--green);font-weight:600}
.pi-hd b{font-family:var(--fh);font-weight:600}
.pi-msgs{background:#fff}
.pi-msgs .msg{font-size:15.5px;line-height:1.5}
.pi-chips{gap:10px}
.pi-chips button,.pi-chips a{min-height:44px;border:2px solid var(--accent);color:var(--ink);font-weight:600;border-radius:14px;padding:9px 14px;background:#fff}
.pi-chips button.go{background:var(--accent);border-color:var(--accent);color:#fff}
.pi-chips button.soft{border:1px dashed var(--line);font-weight:500}
.pi-chips .w3tag{margin-left:6px}
.pi-chips .sub{font-weight:400;color:var(--muted);font-size:14px;margin-left:6px}
.pi-cam{display:inline-flex;align-items:center;gap:8px}
.pi-note{padding:6px 16px 12px;text-align:center}
.cam-consent{font-size:12.5px;color:var(--muted);padding:0 16px 8px;margin:0}
/* Savings report */
.hero3{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:12px 0}
.hero-n{background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px 14px;display:flex;flex-direction:column}
.hero-n span{font-size:13px;color:var(--muted);font-weight:600}
.hero-n b{font-family:var(--fh);font-size:24px;line-height:1.2}
.hero-n small{font-size:12px;color:var(--muted)}
.hero-n.keep{grid-column:1/-1;background:var(--green);border-color:var(--green);color:#fff}
.hero-n.keep span,.hero-n.keep small{color:#fff;opacity:.9}.hero-n.keep b{font-size:36px}
@media(min-width:720px){.hero3{grid-template-columns:1fr 1fr 1.3fr}.hero-n.keep{grid-column:auto}}
.keep-card,.acct-card{border-radius:var(--r)}
.keep-q{display:flex;gap:12px;align-items:flex-start}.keep-q img{flex:none;border-radius:50%}.keep-q p{margin:0;background:var(--peach);border-radius:14px;border-top-left-radius:4px;padding:10px 12px}
.keep-a{margin:0 0 6px;font-weight:600}
.penny-line{display:flex;gap:10px;align-items:flex-start;margin-top:8px}.penny-line img{flex:none;border-radius:50%}.penny-line p{margin:0;background:var(--peach);border-radius:14px;border-top-left-radius:4px;padding:8px 12px;font-weight:600}
.gate{display:flex;flex-direction:column;gap:6px}
/* Sign-in sheet */
.sheet-wrap{position:fixed;inset:0;z-index:80;background:rgba(18,36,31,.45);display:flex;align-items:flex-end;justify-content:center}
.sheet{position:relative;background:#fff;width:100%;max-width:480px;border-radius:22px 22px 0 0;padding:20px 18px calc(20px + env(safe-area-inset-bottom));max-height:92vh;overflow:auto}
.sheet h2{margin:0 0 6px;padding-right:40px}
.sheet-x{position:absolute;right:10px;top:8px;width:44px;height:44px;border:0;background:none;font-size:28px;cursor:pointer;color:var(--ink)}
.sheet .seg{margin:12px 0 0}
@media(min-width:720px){.sheet-wrap{align-items:center}.sheet{border-radius:22px}}
.remind{display:flex;flex-wrap:wrap;gap:8px;margin:8px 0}
.remind button{min-height:44px;border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:0 14px;font:inherit;font-size:15px;cursor:pointer;color:var(--ink)}
.remind button[aria-pressed=true]{background:var(--ink);border-color:var(--ink);color:#fff}
.chk-list{list-style:none;padding:0;margin:0}.chk-list li{display:flex;justify-content:space-between;gap:10px;align-items:center;padding:8px 0;border-top:1px solid var(--line);font-size:14px}
footer .links{display:flex;flex-wrap:wrap;gap:0 14px}footer .links a{margin:0;min-height:36px;display:inline-flex;align-items:center}
.pi-chips button.w3c{display:inline-flex;align-items:center;flex-wrap:wrap;gap:4px;text-align:left}
.st-split .kv{flex-direction:column;gap:2px}.st-split .kv span{max-width:none}
.card>h2:first-child,.card>h3:first-child{margin-top:0}
.formbox>summary::before{content:none}
/* 1 Nov: Home tap questions (business type) + editable green example. TASK: va-feesaver-31oct */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.ask{margin-top:14px}
.ask p{margin:0}
.ask-note{font-size:14px;color:var(--muted)}
.ask-q{font-size:17px;font-weight:600;margin-top:4px!important}
.ask-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.ask-chips button{min-height:44px;border:1.5px solid #C9D3CE;background:#fff;color:var(--ink);border-radius:999px;padding:9px 16px;font-size:16px;font-family:inherit;cursor:pointer}
.ask-chips button:hover,.ask-chips button:focus-visible{border-color:var(--green);background:var(--green2)}
.ask-chips button.soft{border-style:dashed;color:var(--muted);font-size:15px}
.ask-done{font-size:15px;color:var(--muted)}
.linkish{background:none;border:0;padding:6px 2px;min-height:44px;font:inherit;color:var(--accent-d);text-decoration:underline;cursor:pointer}
.ex .ex-only{background:#fff;color:var(--green-d);font-weight:700;margin:0 0 8px}
.ex-amt{display:inline-flex;align-items:center;gap:1px;border-bottom:2px dashed rgba(255,255,255,.85);cursor:text;white-space:nowrap;padding:0 2px}
.ex-amt input{font:inherit;color:#fff;background:transparent;border:0;padding:0;margin:0;min-width:3ch;outline:none;font-size:max(16px,1em)}
.ex-amt:focus-within{background:rgba(255,255,255,.16);border-bottom-style:solid;border-radius:4px 4px 0 0}
.ex-amt input[aria-invalid="true"]{color:#FFD6CC}
.ex-amt svg{margin-left:4px;opacity:.85;flex:none}
.ex-hint{margin:-2px 0 8px;font-size:13px;opacity:.9}
.ex-card{margin:-2px 0 6px;font-size:13.5px;opacity:.95}.ex-card+.ex-hint{margin-top:0}
.sur-q{margin:8px 0 10px;padding:8px 12px;border-left:3px solid var(--green);background:#F3F7F4;border-radius:0 10px 10px 0;font-size:14px}
.sur-q span{color:var(--muted)}.sur-q q{font-style:italic}.sur-q a{display:block;margin-top:4px;font-size:13.5px}
.also-soon{display:inline-block;margin-left:6px;font-size:11.5px;font-weight:700;color:var(--amber);background:var(--amber2);border-radius:999px;padding:2px 8px;vertical-align:1px}
.pc-start{margin:14px 0 0;font-size:17px;line-height:1.5;font-weight:600}
.home .pc-lines p:last-child{font-weight:400}
@media(min-width:1024px){.home .ask,.home .pc-start{padding-left:124px;max-width:944px}.home .pc-start{margin-top:12px}}
/* Penny's welcome on page open (1 Nov, job 6eeb47a2): a sheet at the bottom (bottom-right on a computer), no backdrop,
   the page behind stays usable. Words + switches = Admin > Welcome (setting `welcome`). */
.wel{position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border:1px solid var(--line);border-bottom:0;border-radius:22px 22px 0 0;
  box-shadow:0 -10px 34px rgba(18,36,31,.18);padding:14px 18px calc(16px + env(safe-area-inset-bottom));max-height:82vh;max-height:82dvh;overflow:auto;
  -webkit-overflow-scrolling:touch;overscroll-behavior:contain;transform:translateY(105%);transition:transform .22s ease-out}
.wel.in{transform:none}
@media(prefers-reduced-motion:reduce){.wel{transition:none}}
@media(min-width:720px){.wel{left:auto;right:24px;bottom:24px;width:430px;border-radius:22px;border-bottom:1px solid var(--line);padding-bottom:18px;max-height:calc(100vh - 120px)}}
.wel-hd{display:flex;align-items:center;gap:12px}
.wel-hd img{flex:none;border-radius:50%;background:var(--peach)}
.wel-who{display:flex;flex-direction:column;line-height:1.25}.wel-who b{font-family:var(--fh);font-size:18px}
.wel-ai{font-size:13px;color:var(--muted)}
.wel-x{margin-left:auto;flex:none;width:48px;height:48px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--ink);display:inline-flex;align-items:center;justify-content:center;cursor:pointer}
.wel-x:hover,.wel-x:focus-visible{background:var(--bg)}
.wel h2{font-size:21px;line-height:1.25;margin:12px 0 4px;outline:0}
.wel-ask{margin:0 0 12px;font-size:17px;line-height:1.45}
.wel-bs{display:flex;flex-direction:column;gap:10px}
.wel-b{display:flex;align-items:center;gap:12px;min-height:60px;width:100%;padding:10px 16px;background:#fff;border:2px solid var(--accent);border-radius:16px;color:var(--ink);font:inherit;font-size:17px;text-align:left;cursor:pointer}
.wel-b:hover,.wel-b:focus-visible{background:#FFF6F2}
.wel-b .wel-i{flex:none;color:var(--accent);display:inline-flex}
.wel-t{display:flex;flex-direction:column;line-height:1.3}.wel-t b{font-weight:600}.wel-t small{font-size:13.5px;color:var(--muted)}
.wel-go{background:var(--accent);color:#fff;border-color:var(--accent)}
.wel-go .wel-i{color:#fff}
.wel-go:hover,.wel-go:focus-visible{background:var(--accent-d)}
.wel-soft{min-height:48px;border:1px solid var(--line);border-radius:14px;background:#fff;color:var(--ink);font:inherit;font-size:16px;cursor:pointer}
.wel-note{margin:12px 0 0;font-size:13.5px;color:var(--muted)}
.wel-priv{margin:6px 0 8px;padding-left:20px;font-size:15.5px;line-height:1.5}.wel-priv li{margin:4px 0}
.wel-link{display:inline-block;margin:0 0 12px;font-size:14px}